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Sometimes a third card has to be drawn. When exactly that happens is according to a fixed draw table, also called the Punto Banco Tableau or tirage. You don't need to know the exact rules for this; the croupier does this for you. However, to give you a bit of an idea of how it works, we've provided an overview of the Punto Banco Tableau below.

Punto

Punto with two cards has a total number of points of:

• 0, 1, 2, 3, 4, 5: Punto gets a third card, unless Banco has 8 or 9;

• 6 or 7: Punto passes. If Banco has 0 to 5 points, Banco gets a third card;

•  8, 9 points: Punto passes. Neither Punto or Banco get a third card.

Banco

With two cards Banco has a total of:

• 0, 1, 2: Banco gets a third card, unless Punto has 8 or 9;

• 3: Banco gets a third card, unless Punto has 8 or 9, or unless Punto's third card is an 8;

• 4: Banco gets a third card, unless Punto has 8 or 9, or when Punto's third card has a value of 2, 3, 4, 5, 6, or 7;

• 5: Banco gets a third card, unless Punto has 8 or 9, or when Punto's third card has a value of 4, 5, 6, or 7;

• 6: Banco passes when Punto passes. Banco gets a third card when Punto's third card has a value of 6 or 7;

• 7: Banco passes;

• 8 or 9: Banco passes. Both Punto and Banco do not get a third card.

Example

• The first card for Punto is a 2 (2 points);

• The first card for Banco is a King (0 points);

• The second card for Punto is a 4 (makes a total of 6 points);

• The second card for Banco is a Jack (remains 0 points).

Outcome: Punto has a total of 6 points and passes. Banco now has 0 points, also called Baccarat. Since Banco has 0 points, according to the Punto Banco Tableau, the croupier draws a third card for Banco. This is a 4. Banco now has a total of 4 points. Punto wins! Did you predict this correctly? Then you win this round!

In the example above, Punto has won. Here you can find what other outcomes are possible and what the payout is.